Claim Denied

Insurance claims are often denied due to simple misunderstandings or miscommunication during the initial report. For example, if a pipe bursts and you describe your property as “flooded,” your claim could be denied because it’s categorized as a flood loss, not a burst-pipe loss. Flooding from outside water requires separate flood coverage, while water damage from inside your property is typically covered as sudden and accidental discharge of water. Even when reported correctly, legitimate claims can still be denied. Why? Because insurance companies are profit-driven — and denying claims saves them money. At Consulting Adjusters of South Florida, we carefully review the insurer’s reasoning, gather evidence, and prepare a strong, fact-based rebuttal to challenge wrongful denials. If you’ve received an insurance claim denial for your home or business, contact us today for a free consultation. Our licensed Adjusters, Appraisers, and Umpires will help you reopen your claim and fight for the fair compensation you deserve.