Hail Damage Claim

Hail Damage Claim South Florida

Hail may seem rare in Florida, but when it strikes, it can cause serious and costly damage to your property. From cracked roof shingles and dented gutters to broken windows and water intrusion, hail can weaken your property’s structure and reduce its value over time.

Unfortunately, many insurance companies downplay or deny hail damage claims, labeling the damage as "cosmetic" or "wear and tear." That’s where we come in.

At Consulting Adjusters of South Florida, we represent you, not the insurance company. Our team of expert public adjusters carefully inspects your property, documents every sign of hail impact, and negotiates directly with your insurer to secure a fair and full settlement that covers all necessary repairs or replacements.

Typical Causes of Hail Damage

Hailstorms in Florida can happen suddenly and cause damage that isn’t always visible right away. Here are the most common situations where hail damage claims arise:

Roof Damage: Cracked or missing shingles, broken tiles, or punctured roofing membranes that allow water to seep in.
Gutter and Siding Impact: Dents, bends, or holes caused by high-velocity hailstones striking metal or vinyl surfaces.
Window and Skylight Breaks: Glass or seal damage leading to leaks and energy inefficiency.
Air Conditioning Unit Damage: Bent fins and coil damage that reduce system performance.
Water Intrusion: Hail damage often leads to hidden leaks, moisture buildup, and eventual mold growth.
Commercial Property Losses: Hailstorms can damage metal roofs, flat roof membranes, signage, and even inventory exposed to the elements.

Even small hailstones can compromise the integrity of your property — and the longer you wait, the harder it becomes to prove the damage was storm-related.

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Hail Damage Claim